Privacy and Disclosure Policy

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Disclosure

The owner of this site or various authors may be compensated via affiliate links to provide opinions on products, services, websites and various other topics. Any benefits received do not influence our decision to post a link as we consider the resource of great value to achieving Financial Independence. These links solely provide us a means to keep generating free financial education for the next generation at no additional cost to you.  Even if compensation is received, authors always give honest opinions, findings, beliefs, or experiences on the topics or products.

The views and opinions expressed on this site are purely the author’s own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question and does not guarantee similar success or failure.

Contributors to this site may not be financial advisors, tax experts, or investment professionals. Investment and retirement planning activities described on this website should not be considered professional advice as author’s credentials are not validated. Do not make investment decisions based on information found here alone. The owner makes no representations as to the accuracy or completeness of any information or comment on this website, or found by following any link on this site. Consult a financial advisor for questions regarding your own situation. We are not liable for any losses suffered by any parties.

Privacy Policy

At theFIway.com we consider the privacy of our visitors to be extremely important. This privacy policy document describes in detail the types of personal information that is collected and recorded by theFIway.com and how we use it. We will never sell or voluntarily disclose your information or email address to any opt in activities. No sensitive personally identifiable information is collected about you except when you specifically and knowingly provide it.

Log Files

Like many other Web sites, theFIway.com makes use of log files. These files merely log visitors to the site – usually a standard procedure for hosting companies and a part of hosting services’ analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.  An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. After approval of your comment, your profile picture is visible to the public in the context of your comment.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

Cookies and Web Beacons

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded Content

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

Our Advertising Partners

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners may include …

Each of these advertising partners have their own Privacy Policy. These third-party ad servers or ad networks use technology in their respective advertisements and links that appear on theFIway.com and which are sent directly to your browser. They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by our site’s third-party ad networks to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on the site. theFIway.com has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. theFIway.com privacy policy does not apply to, and we cannot control the activities of, other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

Children’s Information

We believe it is important to provide added protection for children online. We encourage parents and guardians to spend time online with their children to observe, participate in and/or monitor and guide their online activity.  theFIway.com does not knowingly collect any personally identifiable information from children under the age of 13. If a parent or guardian believes that theFIway.com has in its database the personally-identifiable information of a child under the age of 13, please contact us immediately and we will use our best efforts to promptly remove such information from our records.

Online Privacy Policy Only

This privacy policy applies only to our online activities and is valid for visitors to our website and regarding information shared and/or collected there. This policy does not apply to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our privacy policy and agree to its terms.  If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Update

Should we update, amend or make any changes to our privacy policy or disclosure, those changes will be posted here. If you require any more information or have any questions about our privacy policy or disclosure, please feel free to contact us.