Frugality and budgeting will only get you so far. There are numerous resources that allow debt consolidation for lower monthly payments, cash back or discounts on purchases, and lowering your cost of living through a variety of other means. After testing quite a few expense reduction methods, we’ve narrowed it down to these money saving tips that can help trim your cost of living.
Disclosure: This page may contain affiliate links where theFIway.com receives compensation of some sort if you decide to utilize any service. The benefits received do not influence our decision to post the link as these money saving tips are recommended to reduce expenses and your cost of living. The links solely provide us a means to keep generating free content.
Save Money by Reducing Loan and Debt Payments
A Free service that connects you with multiple lenders to find the best customized deal possible. The LendingTree marketplace requires banks to provide generous rates in order to compete with the abundance of offers. They make comparison shopping easy for those seeking mortgages, automobiles, small business loans, refinancing, student debt and credit card consolidation, commercial lending, and more. If you’re seeking agreeable terms, LendingTree’s brokerage services will pair you with the right lender in just minutes.
This valuable comparison site allows users to consolidate and refinance student debt, mortgages, and personal loans for lower interest rates. The Credible marketplace also provides borrowers with multiple legitimate lenders that will compete, in real time, to give you the greatest bargains on loans for home improvements, moving expenses, weddings costs, vacations, business startups, credit card debt repayment, and more. Stop being judged by lenders when you can have them fight for your business.
Trim Expenses and Get Cash Back
Want to earn cash back on all purchases from your favorite retailers? Companies pay Ebates a commission for sending members to their stores and you share the benefits. This FREE service applies coupons automatically at checkout so you’ll always get the best deals. Ebates has an A+ rating from the Better Business Bureau, which is hard to maintain, and is the leader in providing cash back on purchases to it’s users. Put a little money back in your pocket this year.
With over 500,000 partners in the ibotta program, user can transform their shopping experience with a smartphone app to earn cash back or rebates on everyday purchases with leading retailers. You’re going to be buying consumer goods regularly anyhow. Why not save on groceries, electronics, clothing, home supplies, restaurants, alcohol, and more. If you’re not a fan of old school couponing, ibotta is the next best thing…if not better.
Find Discounts to Lower Your Cost of Living
Provide your loved ones a gift that can actually be used for something they NEED rather than something that sits unboxed or regifted. Cardpool offers gift cards at discounted prices for just about any retail shop, online store, or restaurant you can image. Save up to 30%, which is an instant sale, that’s good with any in-store deals. You may also exchange gift cards you receive for cash, or to a store of your choosing. Don’t buy some random “thing” for the sake of giving. Use Cardpool to ensure you’re providing something of value to those you care about… or just use it yourself for instant discounts at retailers you shop at regardless.
Are you a frequent movie goer? Yes…then this might just be the service for you. MoviePass allows subscribers to purchase a number of movie tickets per month for a small fee. With the price of theatre tickets on the rise, this service could potentially cut your entertainment budget in half. Going to the cinemas just once a week is likely over $100 per month for families. If you indulge in Hollywood blockbusters regularly, you should seriously consider if MoviePass will give you a return on investment…if they can survive.