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Forties

Achieve a high net worth by fortyA Midlife crisis is entirely avoidable if you’ve been pursuing Financial Independence and built a high net worth, but it’s not too late to recover and achieve financial freedom in your forty somethings. You could have entered a senior level position in your career, built a sustainable business, just started, or already achieved financial independence through a high savings rate and low expenses. You may need to tweak investments, recover from decades of negligent mistakes, prepare to live off investments, assist your children with the costs of college, allocate funds from your highest income earning years, and more. These letters are tailored for the financial concerns in your midlife and how those that came before you pursued a high net worth.

Achieve a High Net Worth by Forty

tax avoidance funds


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Twenties Thirties Forties Fifties Sixties Elderly

What Investments go in Which Account for Tax Avoidance?

You may be losing money by simply not understanding which accounts are the best place to hold your investments for tax avoidance. If you have holdings outside of a retirement account, you’ll want to know these tax efficient investing strategies.  Let's walk through a 10 step process to rebalance and stop paying Uncle Sam more than his fair share.
Retirement Calculators


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Twenties Thirties Forties Fifties Sixties Elderly

Retirement and Financial Independence Calculators are near Useless

Forget the online Financial Independence calculators used to predict early retirement and investment returns. I’m sorry, but you need to create a customized plan to FI or hire a professional to do so. Don’t be discouraged and give up based on results of these tools and think, “I'll never retire, if I need a bajillion dollars to do so.” Let’s see how a typical american family can retire earlier than anticipated.
Rental Properties Landlord Horror Story


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Twenties Thirties Forties Fifties

Dark Side of Rental Properties – A Landlord’s Horror Story

Becoming a landlord and investing in rental properties was the worst mistake I've ever made financially.  My story will scare you into thinking twice about trying to become the next "Donald" of your town.
Optimize Investments Debt Repayment Priority Checklist


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Twenties Thirties Forties Fifties

Optimize Investments and Debt Repayment Priorities Checklist

Ever wonder what should be funded first...Bills, Debt, 401K, IRA, E-Fund, 529, etc…? After much research, there is a way to optimize investments and debt repayment for 90% of us. I’m going to show you the 12 steps and order of priority in which to save money and reduce liabilities.
401k Millionaire


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Twenties Thirties Forties Fifties

Become a 401K Millionaire from Scratch in less than 20 Years

Is your 401K growing slower than a tranquilized elderly snale stuck in molasses? Let me show you how to become a 401K Millionaire in about two decades.  Turn your retirement account into several million dollars, as fast as possible, by follow these simple tips.
theFIway

Introducing the Financial Independence (FI) Way of Life is one of the greatest gifts parents could give to their children. A strong foundation of Financial Literacy, at a young age, can drastically improve the pursuit of happiness. The path to Financial Freedom is not taught in schools and may be discovered when it’s too late to have a meaningful impact on life. Parent your children to prosperity theFIway. Through a series of letters to the next generation, we share experiences and knowledge to help others achieve Financial Independence. Please follow us on Social Media for immediate updates.

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